Bridging Finance Calculator
Below you will find our custom built Bridging Finance Calculator. Feel free to play around with the numbers, we have provided a guide with some key lenders rates at the bottom of this page. We have also provided some criteria for each of these lenders, so if you want to have a go at sourcing your own loan, please feel free to give it a shot!
Once you feel like you have sourced your loan and you like the look of the numbers, please submit an enquiry with the 'secure these funds' button.
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The numbers supplied by the calculator do not take into account additional lender fees outside of the lenders arrangement fee. The calculator also cant supply you with costs for legal, valuation or broker fees, so please bare this in mind when looking at the numbers.
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You can find our blog posts on bridging finance here, if you would like to learn more about all things bridging loans. ​
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As always, it is best to work with a broker to find out the full information and we pride ourselves on giving a client the full picture, we don't hide anything! If you like the sounds of working with an open and honest broker please submit an enquiry and we will be in touch to help!
Bridging Loan Calculator
Rolled Interest
Lender Fee (2%)
Total Interest
Gross/Total
Monthly Payment
LTV %
LTGDV %
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Bridging Loan Rate Guide
For copyright reasons, we cannot share any lender names openly at the current time but we are allowed to describe some products on offer and give our view on each lenders speed and flexibility. Please have fun with the guide below to try and source your own loan, before inputting your numbers into the calculator above.
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The guide below includes a spread of real products available from lenders across the entire market, but it would be impossible for us to list every lender's product, so as always it is best to discuss your case with us to get an accurate quote.
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The 'Flexibility' and 'Speed' ratings are not to be taken as official, they are the opinion of BridgeCross Finance and are subject to fluctuation and change as time goes on and each lender either improves or declines in these areas. Whilst we try to keep this table up to date, it isn't always possible to track every lender in the markets movements.
Lender | Lends for Works? | Flexibility | Speed | Headline Rate % |
|---|---|---|---|---|
A | Yes | 4/10 | 4/10 | 0.55 |
B | Yes | 7/10 | 6/10 | 0.59 |
C | No | 3/10 | 2/10 | 0.62 |
D | No | 5/10 | 5/10 | 0.65 |
E | No | 8/10 | 8/10 | 0.79 |
F | Yes | 6/10 | 7/10 | 0.79 |
G | Yes | 8/10 | 6/10 | 0.85 |
H | Yes | 6/10 | 5/10 | 0.73 |
I | Yes | 5/10 | 5/10 | 0.75 |
J | No | 8/10 | 10/10 | 0.9 |
K | Yes | 9/10 | 8/10 | 0.99 |
Bridging Loan Product Explanation
The above table should provide a small snapshot of how the market currently looks when it comes to UK bridging loans. We have only chosen a handful of key lenders to include in the comparison table and we have only chosen a few key features to point out.
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As you will see in the table above, flexibility and speed with bridging loans often come at the cost of a higher interest rate. When comparing bridging finance products, the interest rate of the product is important but it is not the be all and end all. Bridging loans often have additional fees outside of the lenders arrangement fee and these will vary a huge amount from one lender to the next.
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As always, it is best to work with a broker who can save you thousands of pounds in fees and interest, like we do for our clients consistently. Are you ready to pick your interest rate from the table above and secure your loan today?
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