Commercial Mortgages

Commercial mortgages are quite simply mortgages for commercial property, and they are often actually referred to as 'Commercial Term'. As stated, these are for commercial property and not for borrowing in a company setup. If you are borrowing in a company setup, like a LTD Company SPV for example, but the property is a residential property, you will require either a bridging loan or a buy to let mortgage, or similar, which can be found here.

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Commercial Mortgages are a specialist area of property finance and it would be near on impossible, without an incredible amount of luck, to find yourself the best deal and product without a lot of declines along the way. There is an abundance of criteria involved with Commercial Mortgage applications around ownership setup, investment or owner occupied, asset type, usage class, valuation type required and the list goes on and on and gets more in depth.

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We have supplied a Mortgage Calculator on this page and we would advise in the current climate to use rates within 5.5%-9.99%.​

 

This is why it is always wise to use a broker to supply you with commercial mortgage advice, please submit an enquiry below if you would like to speak to us.